OIS
Vidau
1
Geewallet
lychee
flyway
hipay
aisabill
easylink
whalet
globebill
nocera
austreme
ottpay
payermax
paycools
wintopay
JUAN CLOUD
Rapyd
Mastercard
Verifi
Ethoca
Tencent
AWS
STRIPE
PayPal
nuvei
visa
checkout
payoneer
shopify
shopline
shopyy
shopyy-1
shopyy-2

Are you frequently faced with these pain points?

High fraud rate:

Elevated transaction risks, threatened capital security, heavy fraud‑related losses

High chargeback rate:

High dispute resolution costs, heavy resource consumption, disrupted cash flow

Low authorization rate:

Lost legitimate orders, profit reduction of 10%–20% due to over- stringent risk control

High barrier to risk control technology:

Insufficient anti-fraud expertise, lack of big data support, poor complex risk mitigation.

WeTech is fully integrated with leading payment processors and platforms including Adyen, Stripe, Shopify, and PayPal, enabling automated chargeback/dispute alerts and resolution to effectively lower chargeback rates.

WeTech
One-Stop Risk Control Service System

Prevent (Prevention)

Anti-fraud, Transaction Enquiry Alerts

Proactively identify and block fraudulent transactions to reduce losses

Inform (Notification)

Fraud/Dispute Notifications (TC40/TC15)

Obtain real-time risk early warnings to prevent risks before they occur

WeTech Agentic Risk

AI vs. AI — Building a Risk Control Foundation for AI Agent Shopping

Auxiliary Tools

Email verification, BIN Lookups, Web Content Monitoring

All-round data verification to improve the accuracy of risk control

Resolve (Resolution)

Dispute resolution, chargeback defense

Efficiently handle occurred disputes to mitigate impacts

Industry Solutions

  • 跨境电商

    Cross-border E-commerce

    Against the complex transaction landscape of cross-border e-commerce, we deliver multi-dimensional risk identification capabilities to prevent account takeover, credit card fraud, malicious refunds and other threats, safeguarding transaction and capital security.

    • Account Takeover:Cybercriminals steal user accounts through credential stuffing, phishing and other tactics to conduct malicious transactions or cash out.
    • Logistics Fraud:Bad actors tamper with tracking information, swap goods or forge delivery confirmation.
    • Coupon Abuse:Cybercriminals register mass accounts to arbitrage coupons, causing waste of marketing funds.
    • Malicious Refunds:Buyers falsely claim non-receipt or submit fake returns after receiving goods to fraudulently obtain refunds.
    • Credit Card Fraud:Fraudsters place orders with stolen credit cards, leaving merchants responsible for chargeback losses and heavy penalties.
    Learn More
  • 游戏出海

    Global Gaming

    Due to the high value and easy liquidity of virtual goods, the gaming industry has become a prime target for fraud attacks.

    • Payment-related risks:Stolen-card top-ups, organized fraud, and friendly fraud (malicious chargebacks after top-up) occur frequently.
    • In-game risk control risks:Fraudulent accounts quickly transfer virtual assets after top-ups, and bulk accounts are used to convert virtual currency for real-world funds.
    • Emerging transaction risks:Emerging transaction models such as AI-agent top-ups and cross-border proxy payments introduce challenges including untrusted identities, unclear authorization, unregulated user behavior, and difficulties in providing evidence for dispute resolution.
    Learn More
  • AI购物

    WeTech Agentic Risk

    Traditional risk control can no longer mitigate emerging risks posed by AI agents. WeTech Agentic Risk is a risk control solution purpose-built for AI agent transactions.

    Through real-time “AI-vs-AI” adversarial monitoring, it reshapes trust from “Know Your Customer (KYC)” to “Know Your Agent (KYA)” — making every transaction trustworthy, controllable, and verifiable. It maximizes payment success rates and business growth while ensuring security.

    Risks brought by Agentic Commerce (AI-agent shopping): AI agents feature untrusted identities, uncontrollable behaviors and blurred authorization boundaries.

    Learn More
  • 支付机构

    Payment Institutions

    With our cutting-edge AI risk control technology, WeTech enables payment institutions to build an intelligent, real-time, and comprehensive risk management system, effectively cutting fraud losses, improving transaction compliance, and enhancing operational efficiency.

    • Difficulty in detecting fraudulent transactions
    • Complex and diversified merchant risks
    • High cost of chargeback management costs
    • Data and technical challenges
    Learn More
  • 跨境电商

    Subscription

    • High chargeback and fraud rates leading to significant losses
    • Lack of proactive intervention mechanisms leads to missed the critical window for user communication
    • Falling payment authorization rates and high subscription renewal failure ratios.
    • Passive dispute responses post-chargeback with low resolution success rates
    Learn More

Technical Capabilities

Driven by cutting-edge AI technology, we build a robust risk control technology moat.

Machine Learning & Deep Learning

Proprietary distributed machine learning framework supporting ultra-large-scale feature engineering and model training, enabling automated feature extraction and model optimization.

50%
Model iteration speed increased by
99%+
Accuracy rate
  • Deep Neural Networks (DNN): Multi-layer DNN architecture for automatic high-dimensional feature extraction.
  • Ensemble Learning:Multi-model fusion to improve prediction stability.
  • Online Learning:Real-time feedback updates to quickly adapt to new patterns.
  • Sample Balancing:Intelligent sampling strategies to solve data imbalance issues.
  • Response Time:Average risk decision latency: <100ms
  • Concurrency Capacity:Peak transaction processing: 1,000,000+ per second
  • Availability:System uptime: 99.99%

Real-time Computing Capabilities

Built on in-memory computing and stream processing technologies, we deliver a millisecond-level risk decision engine capable of processing millions of concurrent transactions in real time.

DistributedArchitectureElastic scaling, highavailabilityguarantee

Knowledge Graph Technology

Builds a large-scale relational network to deeply mine associations between entities, effectively identifying organized fraud and money laundering networks.

99.5%
Accuracy rate
5000+
Device type coverage
  • Device Fingerprinting:Cross-platform device identification to detect spoofed environments
  • Behavioral Biometrics:Operation habit analysis to distinguish human vs. machine interactions
  • Environment Integrity Detection:Root/jailbreak detection and debugger identification

Protect Every Transaction Worldwide with AI

Global Coverage

WeTech's AI risk control system now covers 200+ countries and regions worldwide, supporting complex transaction scenarios across multiple languages, currencies, and business models — providing 7x24 uninterrupted security for global businesses.

200+
50+
15+

Client Scale

10000+

Serving over a thousand cross-border e-commerce businesses, payment institutions, and site builder platforms

1B+

Processing over 1 billion global transaction requests every day

99.9%

Extremely high customer satisfaction and renewal rate